Avoid paying 82% Tax on your Pension when you die

If you retire in the UK

  • In the UK you have just two choices when you reach age 75
    • You buy an Annuity, and have an inflexible income and no assets to leave on death
    • Or you opt for ASP, Alternatively Secured Pension, and face a tax hit on death of typically 82%

Will the IHT 75 Plan work for you?

  • You must have total pension funds of at least £250,000
  • Also, you must meet one of the following requirements
    1. You are aged 75, or close to age 75
      • So are facing an 82% tax charge on death
    2. You are in serious ill-health
      • And hence potentially close to death and a 35% tax hit
    3. You have pension funds close to, or above, £1.8M
      • So are facing a 55% tax charge for exceeding the Lifetime Allowance
  • (If you intend retiring outside the UK please see QROPS)

Notes for IFAs

  • Full marketing and technical data will be sent to you when you enquire.